FAQs

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Our team of professionals work with the credit bureaus and our clients creditors to have incorrect or questionable items repaired or removed from their credit reports.

In general, our credit repair clients achieve their credit goals in 3 to 6 months.

We are extremely efficient! After signing up, your dispute letters will be ready within 24-48 hours. Given that the credit bureaus have 30 days to process disputes, our clients will see initial results in roughly 40 days.

There is an initial fee of $199 for an individual. This fee is for your Credit Analysis and setup of your account. We do offer a partner plan for an extra $50. That's right, $249 for the couple plan. Once inaccuracies have been identified, per your directive, BNB will begin working to remove/repair those inaccuracies at the cost of our pay-per-delete model. For more information visit our Pricing Page.

BNB will create all of the correspondence to the bureaus but we have our clients print, sign and mail them. The reason for this is because the Federal Credit Reporting Act allows the credit bureaus to ignore any letter that does not come directly from the consumer. If the letter includes our clients signature, proof of identity and mailed from your zip code they cannot claim the letter did not come from you.

No, requesting your credit report will not hurt your credit score. In fact, reviewing your credit report regularly can help you ensure that the information the credit reporting companies share with lenders is accurate and up-to-date.

No, you do not have to be married but you must have the same address.

BNB Credit Builders also offers a Debt Relief program that can help you with any credit card debt, private student loans, business loans with a personal guarantee and Bank signature loans. Visit our Services Page to find our more.