Our team of professionals work with the credit bureaus and our clients creditors to have incorrect or questionable items repaired or removed from their credit reports.
In general, our credit repair clients achieve their credit goals in 3 to 6 months.
We are extremely efficient! After signing up, your dispute letters will be ready within 24-48 hours. Given that the credit bureaus have 30 days to process disputes, our clients will see initial results in roughly 40 days.
There is an initial fee of $199 for an individual. This fee is for your Credit Analysis and setup of your account. We do offer a partner plan for an extra $50. That's right, $249 for the couple plan. Once inaccuracies have been identified, per your directive, BNB will begin working to remove/repair those inaccuracies at the cost of our pay-per-delete model. For more information visit our Pricing Page.
BNB will create all of the correspondence to the bureaus but we have our clients print, sign and mail them. The reason for this is because the Federal Credit Reporting Act allows the credit bureaus to ignore any letter that does not come directly from the consumer. If the letter includes our clients signature, proof of identity and mailed from your zip code they cannot claim the letter did not come from you.
No, requesting your credit report will not hurt your credit score. In fact, reviewing your credit report regularly can help you ensure that the information the credit reporting companies share with lenders is accurate and up-to-date.
No, you do not have to be married but you must have the same address.
Consumer Net Impression Disclosure: Credit Repair Organization’s goal is to provide credit repair services to assist CONSUMER in achieving an accurate credit report. CONSUMER hereby acknowledges that Credit Repair Organization does not guarantee any specific outcomes or results on behalf of CONSUMER, but contracts to provide the specific list of services as more fully described herein. Credit Repair Organization does not charge for, nor shall Credit Repair Organization collect for, any services, until such services as detailed in the listed contracted services are fully provided. Credit Repair Organization does not contract for services to remove accurate and/or verifiable information from CONSUMER’S credit file. CONSUMER hereby acknowledges that active participation in providing Credit Repair Organization with all requested documents, forms, and information including investigation results, is essential to providing the credit services for CONSUMER. Credit Repair Organization does not provide tax, legal or financial advice. If you need any type of legal advice, you must contact a licensed professional.
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